![]() Retirement plan account owners can delay taking their RMDs until the year in which they retire, unless they're a 5% owner of the business sponsoring the plan. Required Minimum Distributions (RMDs) are minimum amounts that IRA and retirement plan account owners generally must withdraw annually starting with the year they reach age 72 (73 if you reach age 72 after Dec. What are Required Minimum Distributions? (updated March 14, 2023) The following frequently asked questions and answers provide general information and should not be cited as legal authority.
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